One mortgage company is ready to lend a hand.

Navigating the home financing process can be tricky. You want trusted guidance when making important financial decisions of this size. Consider Wisconsin Mortgage Corporation. As part of the Shorewest family of companies, Wisconsin Mortgage Corporation has been in business since 1983, offering the ultimate one-stop source for all your financing needs.

Wisconsin Mortgage Corporation is one of the largest mortgage companies in Wisconsin, giving you a range of loan options along with competitive rates and closing costs. Learn more about Wisconsin Mortgage Corporation and how they can help get you on the road to home ownership.

Pre-approval vs. pre-qualification.

What's the difference?

Actually, there's a big difference. Pre-qualification gives you an estimate of the amount of home you can afford based on the information you provided to your lender. But because the lender doesn't verify the information, there's no guarantee you'll qualify for the loan amount. Complete a pre-qualification form.

The advantage of a certified pre-approval is that information about your employment, income, liabilities and assets is documented and verified, giving you significant buying power with a seller who knows your financing is secure. For this reason, your negotiating position is much stronger - giving you peace of mind as you search for your dream home. Complete a certified pre-approval application.

What you'll need for a loan application.

Your mortgage lender will require you to provide the following documents before processing your loan application. Others documents may be requested. Basic items needed include:

• Last month's pay stubs.
• Last two years' W-2s.
• Last three months' bank statements, including most recent investment and 401(k) accounts.
• Complete offer to purchase, if applicable.